Payment Policy

Cozzies accepts secure online payments in USD using major cards and digital wallets, with full payment due at checkout for every order.

Accepted payment methods

Major credit and debit cards (such as Visa, Mastercard, American Express and similar networks, depending on your location).
Selected digital wallets where available (for example Apple Pay, Google Pay or Shop Pay if enabled on the checkout).
All payments are processed by third‑party payment processors that specialize in secure online transactions, and your full card number is never stored on Cozzies’ own servers.

All product prices, shipping fees and promotions on shopcozzies.com are shown and charged in USD.
If your bank account or card is in another currency, your provider may convert the charge to your local currency and may add conversion or foreign transaction fees, which are your responsibility.
Any applicable sales taxes that Cozzies is required to collect will be calculated and displayed at checkout based on your shipping address. Duties, customs charges or import taxes for international orders may be collected separately by your local authorities or the carrier.

Payment is required in full at the time of purchase. Orders are only processed and prepared for shipment after the payment has been successfully authorized and captured.
If a payment is declined or fails, the order will not be created or will be automatically cancelled. You may place a new order using a different payment method or card once the issue has been resolved with your bank or provider.
After successful payment, you will receive an email confirmation summarizing your order details, selected shipping method and amount paid.

In some cases your bank may show an initial authorization hold before the final charge posts; this is controlled by your bank and normally clears automatically.
Approved refunds (for example, under our Refund and Return Policy) are issued to the original payment method only. Once Cozzies processes a refund, the timing for the credit to appear in your account depends on your card issuer or payment provider.
If a price adjustment, discount code or partial refund is granted, it will also be processed through the original payment method.

All checkouts are encrypted using industry‑standard security protocols to help protect your payment information.
To protect customers and the business, Cozzies may:
- cancel or refuse an order if fraudulent or unauthorized activity is suspected;
- request additional verification (such as confirmation of billing details) before accepting an order;
- limit or block orders placed using a specific account, card or address if unusual activity is detected.

Cozzies does not accept cash, checks, money orders or bank transfers for online purchases.
Gift cards or store credits, if offered in the future, will be subject to their own terms and may not be redeemable for cash except where required by law.
If a pricing or checkout error occurs (for example, an obvious incorrect price caused by a technical issue), Cozzies reserves the right to cancel the order and issue a full refund, after which you may place a new order at the correct price.

This Payment Policy should be read together with your Terms of Service, Refund and Return Policy, and Privacy Policy on shopcozzies.com.